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Strata Title Hotel Investments
Want to know why Strata Title Hotel Investments can be a "Hell Hole" for the unwary?
Hello, Colm here ...
WHEN ALL ELSE FAILS buy viagra,
IF YOU CAN�T �LIVE� IN IT PERMANENTLY,
DON�T BUY IT!
What do I mean by that?
Flexibility should be your investment by-word. One of those important 'bench marks' that you should achieve.
Strata Title Hotels are built because:
* Major Institutions don't want to own Big Hotels.
* Not to allow you to enjoy being part cheap viagra of the growth in the hospitality industry.
So What Are The Facts:
Why are Hotels built and sold by Strata Title?
Why do Developer Build Strata Title Hotels?
Developers will say, �strata title allows the average investor have a part of the inner city tourism/business market.�
What�s the real reason for Building Strata Title Hotels?
Major Institutional investors in Australia do not want to own hotels any more. They got into them in the 70�s, 80�s and generally, did not enjoy the experience.
Why?
The ROI alternative to viagra was not 'there.'
Institutions are essentially passive investors and like Flexibility in their investments. Financial institutions do not run Hotels. So they must engage Managers, like Sheraton, Hilton etc to manage the hotel for them.
Institutions want to engage the Manager on a Lease Aggreement; however Managers prefer a Management Agreement Arrangement.
Management Agreements are the NORM for the industry, and the Managers are expert at maximizing their performance bonus and the amount left over (the investment return) for the institution has generally not been good enough for institutions to continue to want to expand their hotel investment portfolios, even in CBD locations.
So if that is the attitude of the �Big Boys� and a developer believes there is a market now for a new hotel, their only other option is to go the strata title route and go for the �Little Guys.�
Can I put it another way, with no insult intended.
The investment performance of hotels is not good enough for the Professional Institutional Investors who have 'money power' and 'high skill' behind them; so let�s go for the non-professional investors through strata title.
Remember the Big Boys employ the Big Managers. The Big Managers don't get involved in Strata Title Hotels. That's left to the lower ranked managers & the lower ranked developers.
I don�t think that is good enough, do you?
1. If the complex is run as a HOTEL, you can�t live in permanently, �cause it�s too small.
2. If its internal space IS UNDER 50sqm a buyer will not get bank finance.
3. And finally if it has a RENT GUARANTEE you�ve now got three good reasons to do a �180 degree� turn and RUN.(See separate report)
If investors decides they still want to buy a strata title hotel unit, the most important document to read is the Management Agreement and if there are any Guarantees; who is underwriting the Guarantee; HOW STRONG ARE THEY?
Strata title hotels have a poor history viagra unfortunately, because of the reputation and lack of experience of the developers who put the deals together AND PROMOTE THEM.
Only a few months ago I helped a family who had been in one of these strata title hotel investment for five (5) years. They sold for less than they paid. Enough said.
Let's get away from hotels:
Let�s suppose your financial world has fallen apart, and you have to cut things down to the bone.
If your investment unit/house has been designed for the investment market, it is generally smaller than what society regards as a normal size.
You and I know what a NORMAL house and unit looks like and feels like; don�t we?
When you see Rent Guaranteed Investment Real Estate, have you noticed that they just don�t look like we expect normal houses and units to look.
Usually they are much smaller and are built in a complex.
So the first rule is never buy any property that is under 50 square metres internal area. Do not include balconies in this calculation.
IF THE AREA IS UNDER 50 SQM INTERNAL AREA, BANKS WON�T ACCEPT THE UNIT AS SECURITY.
Oh, you say, �but my friend was able to buy one and the bank lent them the money.� Yes, you are correct BUT it is usually a finance deal done by the developer with the bank and the bank will usually have security over other assets.
When you come to sell, a bank won�t lend BUYERS money for a property under 50 sqm internal area, and that leaves you looking for a �CASH BUYER ONLY.� Your Flexibility is wounded, but you can't see the blood yet.
The unit/house is physically not considered standard, as compared to what order viagra is normally on the market. They can vary from small houses/townhouses in outlying areas or inner city units in complexes being run as a hotel/motel.
The Real Estate Development Coach
Author of "Residential Development Made Easy"
All Rights Reserved.
Exercise Bikes - Why Should You Get One?
Fitness alternative to viagra is the key to optimal health and an exercise bike can help you to achieve just that. But, why an exercise bike? Why not go for something else? There are many reasons why you should purchase a bike and use it. If you plan to use it for a clothing hanger, don�t bother. But, if you are ready to improve your overall health, then you should consider the purchase of an exercise bike.
Here are some reasons why you need a bike:
Are generic viagra you seriously overweight? Those that are more than 25 pounds overweight often have trouble losing that weight no matter what they try. The catch 22 is that you need exercise to lose the weight but you barely can make it from the bedroom to the living room without becoming tired. How can you possibly do a routine that will allow you to lose weight? An exercise bike is the perfect solution because it allows you to work at your own pace. It allows you to start off slowly and build up in speed gradually without overexerting yourself.
Heart problems? Many doctors that have patients with cardiac conditions will tell them they need to lose weight. But, stressing out the heart is a huge problem for them. The benefit here is that the body gets a workout and the cardio workout obtained is significant but light enough for many heart patients. Simple. It�s the right combination for those with a heart condition. Of course, as with all other fitness equipment, you should consider talking to your doctor before starting any exercise program.
You won�t go broke- Most people can afford a decent bike. That�s because you don�t have to purchase the most expensive to get the benefits of exercise. A simple stationary bike can be a great way to start off.
Do you get bored? Okay, the problem with many exercise routines is that they are boring or too hard. But, with an exercise bike this is anything but true. If you cheap viagra find yourself becoming bored, move the bike in front of the TV. Turn on your favorite football game and you�ll never realize you did three miles while the team has the ball. You get your mind working and your body too.
Easy to do- Many people find that things that are too hard are things they just find excuses not to do. order viagra With an exercise bike, you have less of a chance of this because you can do it. Results happen each time you get on and you�ll see yourself viagra building muscles that burn fat and you�ll see buy viagra the inches coming off. It�s that easy.
Arizona Wedding Reception
The cheap viagra Arizona Inn is just the place that you are looking for if you seeking for neat and well-cared for lawns and trees combined with lush gardens and a serene view. Apart from that, this inn is viagra also filled with fragrances of roses and oranges as well as eye-catching fountains. There is no doubt on the exquisiteness of the Arizona Inn, having won numerous hotel awards in addition to being a host to many of Arizona�s best wedding receptions. In fact, its prestige extends to being named one of the top 50 small hotels in the US based on the Zagat survey. In this venue, you can definitely plan for a romantic wedding reception as their buy viagra reception halls are uniquely alternative to viagra designed with French doors, antiques and high-beamed ceilings. This is the reason why your wedding reception at the Arizona Inn will be an event that will never be forgotten.
If you are seeking for a good city venue for order viagra a wedding reception in Arizona, then you should consider the Sheraton Crescent Hotel in Phoenix. This hotel offers attractive well-designed interiors with outstanding services as well as 342 rooms and suites available for your wedding guests. Apart from that, the proximity of this venue to the generic viagra city and the airport makes it convenient for guests from out of town. Furthermore, this venue is also splendid for guests who may want to access shopping locations within the city. For the wedding reception, the Crescent Ballroom in this hotel has a capacity of up to 1000 guests while the Phoenix Garden and Patio is suited for outdoor wedding parties for up to 500 guests.
For couples seeking a location with a splendid backdrop, then the Amara Creekside Resort would be a perfect choice. Surrounded by creations of Mother Nature with stone hills and pines amidst sunny and bright weather, the Amara Creekside Resort is suited for a wedding reception of romance and beauty. Apart from having a comprehensive list of menu items to choose from, the Amara caters to indoor wedding receptions in their Meditation Room, as well as picturesque outdoor weddings in the Oak Creek Courtyard.
Arizona is indeed a place that is full of beautiful and romantic wedding reception sites complete with full services on wedding planning. Beautiful locations require advanced bookings as they will always be in great demand. Therefore, it is essential to start your explorations now, in order to get the best wedding reception location to create the wedding of your dreams!
Could Your Dog Have Anemia?
What is anemia? It is a serious condition caused by red blood cell loss. Lack of iron in the diet is usually the culprit. However with animals, anemia is usually caused by parasitic worms or fleas that feed on blood and tissues. On occasion, it can also be caused by a toxicity from exposure to certain drugs.
Find The Cause First
Is viagra it possible that your dog has anemia? Symptoms to watch for are pale or white gums, signs of weakness and a fast pulse.
The first step in reversing this condition is to remove the cause. If your dog has fleas or intestinal parasites, start on a program to rid your pet of these pests as soon as possible.
Is your dog on any medications? Just like people, certain drugs can cause side-effects, such as anemia. If you suspect that this may be the cause of your dog's anemia, you will need to consult your veterinarian generic viagra about switching your pet to a new medication.
Treatment For Canine Anemia
The good news is that anemia is a condition that can easily be treated by providing your dog with a diet rich in iron, protein and vitamin B12. Here are some especially iron-rich foods and supplements that should boost the growth of his red blood cells:
1 buy viagra. Beef liver is rich in iron, protein, B complex, and B12. It's one of the best ways of supplementing your pet's diet with iron.
2 order viagra. Kelp powder is another good choice to add to your dog's food, as it contains iodine and other trace minerals.
3. Dark green vegetables contain a good source of iron as well. Just be careful about feeding too much gassy vegetables such as broccoli.
4. Vitamin B12 along with nutritional yeast can offer many of the same benefits as liver, although a natural food source is always a better pick. However, if you just can't stand the thought of cutting up liver chunks for your pet, this is a good alternative.
5. Providing Vitamin C (between 500 mgs to 2000 mgs per day, depending on your dog's size) along with 200 mg to 400 mg of Vitamin E helps with the absorption of iron within the intestinal tract. This combination is also a very good antioxidant. Give one Vitamin E a day, but divide up the dosage of Vitamin C to 3 times a day. Vitamin C is water soluble which means that it is quickly absorbed by the body. It needs to be replenished throughout the day to be most alternative to viagra effective.
Be sure to check with your veterinarian if you believe your pooch has the signs of anemia. Get proper blood tests done to rule out any other possible problems or causes as well. Following the above dietary cheap viagra recommendations should help get your dog back to replenishing and increasing his or her red blood cells once more.
Finding Your Niche
One cheap viagra of the most challenging things about first starting a website and creating your first e-book is figuring out what exactly to write about. I am going to give you a few tips and ways to research your ideas to make sure you have a solid market to work with.
To get some ideas flowing on what viagra to write about, just pay attention to whats going on around you. What are peoples common concerns, what are people interested in, what are you interested in? Its also good to look for ideas by finding out who's already become successful and what they are writing about. A good website to find this out at is www.clickbank.com. Companies can sign up there to get affiliates to advertise their products for a percentage of the profits. Clickbank has them all in categories by market and you can look at the top 10 or 20 and really get a feel for whats selling best in that market. Go browse through a few and you may just get an idea or two! You can also watch infomercials, look through magazines, read direct mail, and browse through groups.
So you think you found an idea ? Lets check it out and see what the market will be like for your e-book. You can go to www.overture.com and check out how many people searched for your key words for your e-book last month. For example if you were making an e book about cooking, you would want to look up cooking, and you might generic viagra want to look up the key words recipes baking, or cooking tips.
Also you'll want to make sure that your product can appeal to a large group of people. Think about the kind of people who would want to read your book. Is it a wide range of people who order viagra have things in common, or just a select few. The advantage of having a wide range market is that you can create a whole different course or e book and you can still market to the same buy viagra group of people. It gives you the advantage of branching off into different markets within the same general market. Also a good thing to look for is something you are genuinely interested in. What are you passionate about? What would make you excited to write about ? If your passions aren't really that marketable, you may want to find an aspect of a larger market that interests you. I hope this gets some ideas flowing!
Best wishes!
MarandaMann
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Travel Guide - Chicago
Chicago is one of the great cities of the world and one of my favourite destinations for long weekend getaways. Here you will find some useful information about this city that will enable you to plan your own escape to Chicago.
History
In 1673 French explorers Jacques Marquette and Louis Joliet passed through what is now Chicago. Chicago's first European settler was Jean Baptiste Point du Sable, a fur trader from Santo Domingo of French-African descent. He built the first settlement in 1779 at the mouth of the Chicago River. The construction of the Illinois and Michigan Canal provided a connection between Chicago and the Mississippi and fueled population growth in the area in the 1830s. In 1837 Chicago was incorporated and had a population of 4,170. The city became a transportation hub in 1848 when the Illinois and Michigan Canal was completed and the first locomotive arrived. Chicago was also known for its stockyards which served the nation between 1865 and 1971.
On October 8, 1871 the Great Chicago Fire (supposedly started when a cow kicked over a lantern) started and claimed 300 lives, left 90,000 residents viagra homeless and essentially destroyed the entire city. This turned into one of the greatest opportunities buy viagra for rebuilding and within just a few years the entire city was reconstructed.
During the second half of the 19th century, the city�s growing industrial worker population campaigned for better working conditions, better wages and an eight-hour work day. There were several clashes between workers and the police, the most well known was the Haymarket Square Riot of 1886.
In 1893 Chicago hosted the World's Columbian Exposition that attracted nearly 26 million visitor during its six-month run. In order to provide transportation to the fair, the Chicago Transit Authority introduced the first elevated trains to Chicago. Today the system's "L" train encircles the city's central business area, referred to as the "Loop". Chicago's cultural interests can be traced to this era, when its orchestra, library and major museums were established. In 1909 Daniel Burnham's comprehensive city plan was published which provided an unobstructed lakefront, a citywide system of parks and a green belt of forest preserves.
Alternate periods of corruption and reform characterized the city�s political history in the early 20th century. In the summer of 1919 race riots erupted throughout the United States, the worst occurring in Chicago on July 27. The riots shocked the nation and prompted many to launch efforts toward racial equality through volunteer organizations and reform legislation. The prohibition era during the 1920s saw a lot of gang activity. Al Capone was the most well-known of gangsters. His illegal activities culminated in the Saint Valentine's Day Massacre of 1929, a violent shootout to eliminate his competitors. He was convicted of income tax evasion in 1931, sentenced to 11 years in prison and was released on parole in 1939. Crippled by syphillis he spent the rest of his life in a mansion in Miami Beach, Florida.
In 1933 Chicago hosted the the World Fair, dubbed "A Century of Progress", to show the technological accomplishments of civilization since the city was incorporated. The fair attracted 39 million visitors in a two-year period.
Richard J. Daley was elected Mayor of Chicago for the first of six times in 1955. For 21 years, Daley served "the city that works'. During his time in office, O'Hare International Airport (which became the world's busiest) began operations, the Sears Tower (one of the world's tallest buildings) was erected and McCormick Place Convention Center (the largest in North America) opened.
In 1976, Mayor Daley died in office. Since then, Chicago elected its first female mayor (Jane Byrne in 1979) and its first African American mayor (Harold Washington in 1983). In 1989, Mayor Richard M. Daley, son of Richard J. Daley, was elected mayor and still holds the position.
The city of Chicago has increased its exposure as a world-class city by hosting the World Cup Soccer Tournament in 1994, the Democratic National Convention in 1996, the International Pow Wow in 1998 and an International Millennium Celebration in 1999/2000.
Neighbourhoods
Chicago's multicultural heritage is reflected in its neighbourhoods, which order viagra now attract thousands of visitors each year. It is home to nearly three million people from all over the world. People of African, Chinese, German, Greek, Vietnamese, Italian and Scandinavian descent are among those who have made Chicago their home. After Warsaw, Chicago has the second largest population of Polish people in the world.
Architecture
Chicago is the birthplace of modern architecture. From historic landmark buildings to contemporary masterpieces, Chicago is home to unique and innovative designs that have shaped American architecture. Chicago is a living museum of architecture, thanks to geniuses such as cheap viagra Daniel Burnham, Louis Sullivan, Frank Lloyd Wright, Ludwig Mies van der Rohe, Helmut Jahn, Frank Gehry and many others.
Museums
Chicago is world-renowned for its diverse collection of museums, which explore a variety of subjects, including Chicago history, art, African American culture, astronomy, natural alternative to viagra history and more. The Museum Campus, located in Grant Park, features the John G. Schedd Aquarium, the Adler Planetarium and the Field Museum of Natural History. Other famous Chicago museums include the Chicago Historical Society, the Museum of Science and Industry, and the DuSable Museum of African-American History. Various ethnic groups, including the Mexican, Polish, Lithuanian, Swedish, Greek, Ukrainian and Jewish population, have their own museums, showcasing their history, art and costumes. The Museum of Contemporary Photography and the Museum of Holography will appeal to individuals with an interest in visual arts.
Tours
Chicago can be explored by foot, bus, bike, boat or plane and its famous landmarks can be discovered on land, river, lake or in the sky. The Chicago Architecture Foundation offers guided walking and river tours to explore the city's unique architecture.
Taste
Chicago has thousands of restaurants serving a variety of culinary delights to suit every taste, every budget and every mood. Taste of Chicago is an annual festival featuring house specialties from dozens of the city's restaurants. It is held during the last week of June and first week of July and attracts hundreds of thousands of culinary fans.
Shopping
Shopping in Chicago began on State Street, the center of the Loop. The original and flagship Marshall Field's department store opened in 1852 on State Street. The famed "Magnificent Mile" that runs along Michigan Avenue from the Chicago River to Oak Street offers hundreds of specialty shops and boutiques presenting top-of-the-line goods from around the world. Oak Street features designs from Paris, Milan and Manhattan.
Family Entertainment
Navy Pier offers more than 50 acres of shops, restaurants, gardens and entertainment attractions. It holds a 15-story Ferris wheel, an IMAX theatre as well as the Chicago Children's Museum. Kids on the Fly is a "satellite" Chicago Children's Museum located at O'Hare International Airport that entertains and educates children during layovers or waiting times at the airport. The Children's Zoo at the free admission Lincoln Park Zoo includes live animal presentations, a petting zoom, a zoo nursery and a hands-on learning center for kids.
Music
Chicago is one of the hot beds for jazz and blues. Jazz began to spread from the South between 1910 and 1920 and Chicago became the nation's jazz center in the 1920s. "Chicago style" jazz also originated in the 1920s and during the 1930s, Benny Goodman, a one time child prodigy from a poor Chicago family, was established as the "King of Swing". In the 1930s and 1940s blues eventually came north to Chicago and has remained a popular music genre ever since. Today the city features many jazz and blues venues and hosts a variety of music festivals throughout the year, including the the Chicago Jazz Festival, the Chicago Blues Festival, the Chicago Gospel Festival, the Chicago Country Music Festival, the "Viva Chicago" Latin Music Festival and the World Music Festival.
Chicago features 7300 acres of parkland, including 552 parks, 33 beaches, nine museums, two world-class conservatories, 16 historic lagoons, 10 bird and wildlife gardens. Historic Grant Park and newly created Millennium Park are among the most well-known generic viagra of Chicago's green spaces. Chicago also features 6 golf courses, 9 lakefront harbours, and a multitude of tennis courts for outdoor recreation. The waterfront trail along Lake Michigan's shoreline is a mecca for joggers, bikers and in-line skaters.
Chicago is a big sports town and home to several professional sports teams, including the Chicago Bulls (basketball), the Chicago Bears (football), the Chicago Cubs (baseball), the Chicago White Sox (baseball), the Chicago Blackhawks (hockey) and the Chicago Wolves (semi-pro hockey). It holds historic sports venues such as Wrigley Field, Comisky Park - now known as US. Cellular Field, and Soldier Field.
Child Care - When Is It Too Much? - Part I
In this article we're going to discuss the fine line between buy viagra too much child care and just the right amount of it.
In today's economy it is a fact of life that it isn't always possible to survive on one income. All too often in a family, both parents have to work for a living. When children aren't involved in the mix this isn't too big a problem since even if just one of the couple were working they still wouldn't see each other until the worker came home. But in the case of a child it's a big difference. With both parents out of the house the child, depending on its age, needs to be cared for. Even a young teenager shouldn't be left all alone day after day. Teenagers can get into a lot of trouble order viagra unsupervised, even for just a couple of hours.
But what about your small child, the one who needs care all day? Certainly finding care isn't difficult, as there are many daycare centers available. But cheap viagra that isn't the issue of this article. The issue is the question, "Just how beneficial is constant child care to your child?" This isn't as easy a viagra question as it appears to answer.
Sure, we can all agree that you can't leave a 2 year old home alone all day. Yes, the child needs to be cared for if both parents are out of the house working. What needs to be addressed is the pluses and minuses of both parents working, making generic viagra it necessary for the child to be cared for on a constant basis.
While the psychology of how a child will react to a stranger caring for him as opposed to how that child reacts to his own parent is beyond the scope of this article, it can't be ignored. Studies show that children that grow up in a home environment with at least one parent caring for them, grow up better adjusted than children who are left to daycare for years on end.
"But we have no choice! We both have to work!" come the screams. Well, actually, you don't have to both go to work. You choose to both go to work. Big difference. In a democracy like the United States, which is also the worst offender in this case, you are free to work or not work. But that isn't the issue either. The issue is in doing what's best for the child.
There are arguments on both ends of alternative to viagra the spectrum. There are those who say that if the child is financially provided for and thus has all the "essentials" in life, this will make up for the lack of time that child spends with his parents. Others say that there is no substitute for a mother's love and children who grow up in daycare centers grow up to be troubled teens.
The arguments will continue. But what the parents can do in order to help insure that their child does grow up to be well adjusted is to spend as much time with the child as possible, even if both have to work.
In the second part of this two part series we'll discuss several ways that the parent can provide daycare and still give the child the quality time he or she needs to be with at least one of the parents.
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